Man in red water rafting gear on orange kayak going over rapids

Canoe, eFoil, Rowing Boat, SUP & Windsurfer

We offer a vast array of Small Craft insurance ranging from Canoe and Kayak insurance, to Windsurfer and SUP insurance and can cover multiple vessels in just one policy. 

Having specialised in Marine Insurance for over 195 years we can provide you with the perfect cover for your Small Craft. GJW Direct can provide you with SUP, Canoe, Rowing Boat, eFoil and Kayak insurance, with instant quotes available online. Our self-service portal allows you to manage your policy online 24 hours a day, 7 days a week, 365 days a year. 

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30 Days Free European Use

Take advantage of this policy feature that covers your Small Craft in EEA countries and Switzerland for up to 30 days per trip. All EEA countries are listed below.

Recreational Racing Cover

Our policy includes cover for racing at no extra charge.

No Age Limit On User Of Craft

Our policy does not impose any age restrictions for any user.

  • Multiple small crafts can be covered in one policy
  • Third party liability £5,000,000
  • Transit and trailer cover
  • 24 hour emergency claims helpline
  • Simple online claims procedure
  • Rapid claims settlement
  • Exclusive discounts from a range of recognised marine brands via MyBoat
  • Friendly personal service
  • Excellent financial security
  • 24 hour access to all of your policies and documentation in your online account

(Subject to exclusions and limitations)

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What GJW Direct customers think

John

Great service at a very reasonable price. Have already recommended GJW to a few mates who have taken out insurance with them.

Trevor

I have had several contacts with GJW over recent years. I have always found their response to enquiries efficient, polite and helpful. You also get to talk to someone quite quickly and you get an informed response. A pleasure to deal with.

Emma

Great service, no squabbles. Gets the kids back on the water. Thanks!

Tony

They are very easy to talk you, very responsive and the issue was dealt with minimum of trouble. I would thoroughly recommend them for your insurance. Rarely, if ever, have I found a company less stressful to deal with.

What does our Small Craft policy cover?

  • 30 Days Free European Use

    We cover your Small Craft in EEA countries and Switzerland for up to 30 days per trip. EEA countries are Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, UK. If you use your Dinghy in either Italy, Spain or Greece you ought to contact us first so we may issue you with the certificate of compulsory insurance for those countries.

  • Recreational Racing Cover

    Our policy includes cover for racing at no extra charge.

  • No Age Limit On User Of Craft

    Our policy does not impose any age restrictions for any user

  • Multiple small crafts can be covered in one policy

    We provide a multi-craft policy so all your crafts are insured in one place.

  • Third Party Liability £5,000,000

    We cover you and any other person using your Small Craft with your permission for legal liability to another person arising out of interest in use of your Small Craft up to a maximum of £5,000,000.

  • Transit and Trailer Cover

    We cover your Small Craft and trailer, (if requested) for transit by road within the cruising area specified on your Small Craft insurance certificate. We do not cover your liability for the trailer while attached to a towing vehicle or as a result of accident on the highway or public or private place. This ought to be covered by your motor insurance policy.

  • Exclusive discounts from a range of recognised marine brands via MyBoat

    Did you know, MyBoat members who insure with GJW Direct have access to exclusive offers and discounts from a range of recognised marine brands. Unlock your discounts today - sign up to MyBoat

  • Rapid Claims Settlement

    Once we have received invoices and bank account details it takes 3-5 working days to be processed through the banking system and to arrive in the recipients bank account. 

    Please note that payments being made to outside the UK may take a little longer. 

  • 24 hour emergency claims helpline

    Our staffed emergency claims helpline is open 24 hours a day, 365 days a year so we’re always there when you need us to offer a swift response and give sound, practical advice.

  • Simple Online Claims Procedure

    Our philosophy is simple. We pay claims fast and fairly. You can complete the claim on our website and submit it to us electronically. We will, unless you specifically advise otherwise, correspond by email to ensure your Small Craft claim is dealt with as quickly as possible.

  • Excellent Financial Security

    You can trust in our excellent financial security as we are authorised and regulated by the financial conduct authority.

  • Friendly Personal Service

    Our specialist team who have a wealth of experience in the marine insurance industry. Talk to one our friendly team on 0151 473 8000 or get your quote online today.

  • 24 hour access to all of your policies and documentation in your online account

    Our online portal is operational 24/7, so it is always there when you need it. Giving you access to your policy documentation and even make changes to the policy on the fly.

Policy Documents

See below the policy documents relevant to your Small Craft cover which are available for you to download.  

Please note, your policy wording may differ from the latest version available on our website. Please refer to your online dashboard for the relevant wording for your policy.

Sponsoring the Autism On The Water Charity
We are delighted to sponsor Autism On The Water in their South Coast Adventure 2022. Find out how we are engaging our community, through sailing and charitable support.
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Partnering with the RNLI
Since 2018, we've partnered with the RNLI to aid their target of halving preventable coastal drownings by 2024. By sharing important safety information with our customers, we've raised over £120,000.
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  • Kayak Insurance

    We cover kayaks and sea kayaks with cover options up to 30 days on inland and coastal waters in the UK and Europe

  • Canoe Insurance

    Benefit from transit and trailer cover when transporting your canoe between launch sites within your agreed cruising area.

  • Small Boat Insurance

    Have a small vessel that doesn’t quite fit into our YachtRIBDinghy or Motor Cruiser policies? Our small craft policy covers a range of motor and paddle powered vessels.

  • Rowing Boat Insurance

    Whether you’re rowing on a picturesque lake, down your local river, or on the open seas we’ve got you covered for accidents on all navigable waters in the UK.

  • Sup & Paddleboard Insurance

    Our small vessel policy is great for SUP, paddleboard and ISUP enthusiasts whether you’re in the UK or grabbing your board for European waters.

  • Windsurfing Insurance

    Our comprehensive windsurf insurance policy covers you and any third-party using your windsurfing set-up with your permission.

  • Surfboard Insurance

    Alongside our other small craft insurance, we offer surfboard insurance. As the costs ofsurfboards rise, we recommend surfboard insurance to make sureyou’re coveredwhenhitting the waves. Give yourself peace of mind whensurfboarding and contact us to find outhow we can help.