- Recreational racing cover
- Third-Party cover
- Over 195 years of marine insurance experience*
- 24-hour emergency claims helpline
Dinghy insurance is designed to protect you against the financial risks associated with owning and racing a dinghy. These include theft, damage, or claims made against you for third-party property damage or injury.
Through GJW Direct, you can cruise or race with confidence, knowing you’re protected against the unexpected.
If the race is abandoned because of adverse weather, we will refund your entry fee if you are unable to recover it from the organisers up to £20 for five days.
Sailing clothes and personal items normally worn or carried on your Dinghy and whilst on and around your Dinghy, including those items kept in your Dinghy kit bag, are covered.
When taking out a policy, you can choose to be instantly covered & get access to your policy documents.
For more cover details, go to our important documents page.
Whether you use your dinghy for sailing, racing, or as a tender, having specialist dinghy insurance provides financial protection and peace of mind.
For instance, say your mast is damaged during a race or another person makes an injury claim against you following a collision—dinghy insurance through GJW Direct would cover both scenarios.
Plus, many marinas and sailing clubs require dinghy insurance as a condition of use, so this is something to consider if you plan on using them.
Sailing dinghy is a broad term for a range of small open sailing vessels used for both cruising and racing purposes. Dinghy insurance through GJW Direct covers a range of uses and vessel types for every type of dinghy owner.
Racing dinghies come under a variety of different classes based on the size and number of crew. Races are run and regulated in the UK by the RYA. We arrange dinghy insurance policies to protect all dinghy types, including those used for racing.
Read our important documents page to find out more about insuring your racing vessel.
Giving an estimated cost is difficult, as there are a number of factors at play that determine this, such as:
The quickest way to determine the cost of your racing or sailing dinghy insurance through GJW Direct is to get an instant online quote.
While racing or sailing dinghy insurance isn’t a legal requirement, it is often mandated by marinas, sailing clubs, or race organisers. It also protects you and your boat against risks like theft, accidental damage, or third-party liability.
Whether you’re racing, sailing recreationally, or using your dinghy as a tender, having dinghy insurance can offer peace of mind and financial security.
Whether or not you need to register your dinghy in the UK depends on its type and intended use. Here’s a quick guide:
It’s a good idea to check local regulations or with your marina to confirm if registration or licencing is necessary for your specific dinghy. Keep in mind that you may need dinghy insurance to obtain a boat licence.
As a GJW direct customer, you’ll get access to a large selection of discounts. Explore the list of brands we work with.
*GJW Direct has been arranging marine insurance since 1826
Got a question? Call our UK call centre 0151 473 8000
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Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.