Speedboat Insurance

Once you earn no claims bonus it is protected. This means that you will not lose your no claims bonus if you have one claim in any one policy period. Two or more claims will result in a loss of no claims bonus.

We cover loss or damage to the machinery and outboard motors caused by impact between the speedboat and any substance including ice (but not water). This includes main or auxiliary engines, electrical equipment, cables and fittings and hydraulic equipment, piping and fittings, boilers, gearboxes, outdrives and shafts.

We cover your speedboat (up to 30 feet in length) and trailer(if requested) for transit by road within the cruising area specified on your Speedboat Insurance Certificate. We do not cover your liability for the trailer while attached to a towing vehicle or as a result of an accident on the highway or public or private place. This ought to be covered by your motor insurance policy.

In the event of a total loss claim, we will pay the value of your vessel originally agreed upon taking out your policy.

We cover your legal expenses up to £25,000 to pursue damages for injury or death or out of pocket expenses following damage to your speedboat or for the defence of criminal prosecutions brought against you.

We cover you and any other person using your speedboat with your permission for legal liability to another person arising out of interest in or use of your speedboat up to a maximum of £5,000,000.

You can trust in our excellent financial security as we are authorised and regulated by the Financial Conduct Authority.

Our Speedboat Insurance policy covers you and any other person using your speedboat with your permission for accidental bodily injury or death whilst using your Speedboat up to a maximum amount of £20,000 any one person.

Once we have received invoices and bank account details it takes 3-5 working days to be processed through the banking system and to arrive in the recipients bank account. 

Please note that payments being made to outside the UK may take a little longer. 

We cover you and the crew of your speedboat for medical expenses incurred by you and/or them arising out of personal injuries caused by any of the perils covered under your Speedboat Insurance policy up to £1500 any one occurrence.

We have made our claims process as simple as possible with our online form, meaning you can fill out in your own time, anywhere. Once submitted it will be looked at by your dedicated claims handler, who will deal with the claim from there.

Our staffed emergency claims helpline is open 24 hours a day, 365 days a year so we’re always there when you need us to offer a swift response and give sound, practical advice.

Our specialist team who have a wealth of experience in the marine insurance industry. Talk to one our friendly team on 0151 473 8000 or get your quote online today.

A generalised term to describe a wide range of boats, a speed boat is generally defined as a high-speed motorboat with a powerful engine. It may have an onboard or outboard motor.

Our speed boat policy covers high-speed vessels that generally reach speeds up to 50kts. The fastest speedboats can travel in excess of 80kts. Often called ‘high-performance boats, these vessels are not generally covered under our speedboat policy. Speak to a member of our team to find out more.

When you’re travelling at high speeds, you need equipment that works hard. Our policy covers loss and damage to machinery and equipment to maintain your high-speed vessel so you can concentrate on the water.