Rigid Inflatable Boats and Speedboats Insurance

Whether you have a RIB or a Speedboat with an inboard engine or an outboard motor, we have a fully comprehensive insurance policy to suit you.


Is This Insurance Right For Me?

GJW Direct have specialised in Marine Insurance for over 175 years. In fact, we can trace our roots back to 1826; our experience means when you insure your boat with us you’re in safe hands. With a fast and efficient service our RIB and Speedboat cover will be right for you.

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Features of our RIB & Speedboat Cover

As part of your RIB and Speedboat Cover we will offer:

  • Third party liability £5,000,000
  • 24 hour staffed emergency claims helpline
  • Excellent financial security
  • Friendly personal service
  • Rapid claims settlement

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  • Machinery

    Machinery – includes main or auxiliary engines, electrical equipment, cables and fittings and hydraulic equipment, piping and fittings, boilers, gear boxes, outdrives and shafts.

    We cover loss or damage to the machinery and outboard motors caused by impact between the speedboat and any substance including ice (but not water) other than contact with the seabed, lakebed or riverbed.

  • Waterskiers and other towed items

    We cover any person waterskiing, monoskiing, barefoot skiing, on kneeboards, wakeboards, hydroslides, ringos, biscuits and tubes providing no more than two persons are being towed or preparing to be towed at any one time. We also cover any person on a banana providing no more than six persons are being towed or preparing to be towed at any one time.

  • Transit and trailer cover

    We cover your Speedboat (up to 30 feet in length) and trailer(if requested) for transit by road within the cruising area specified on your Speedboat Insurance Certificate. We do not cover your liability for the trailer while attached to a towing vehicle or as a result of accident on the highway or public or private place. This ought to be covered by your motor insurance policy.

  • 30 days European (EEA) cover

    We cover your Speedboat (if it is less than 26’ in length) for use in European Continental waters not exceeding 30 days in total in any one Period of Insurance. If you use your Speedboat in either of Italy, Spain or Greece you ought to contact us first so we may issue you with the certificate of compulsory insurance for those countries.

  • Third party liability of £5,000,000

    We cover you and any other person using your speedboat with your permission for legal liability to another person arising out of interest in or use of your speedboat up to a maximum of £5,000,000.

  • Liability to persons being towed

    Our policy includes cover for waterskiers liability up to a maximum of £3,000,000 and other towed items up to £2,000,000. Other towed items liability can be increased on request up to a maximum of £3,000,000 at an additional premium.

  • Personal Accident Cover

    Our Speedboat Insurance policy covers you and any other person using your Speedboat with your permission for accidental bodily injury or death whilst using your Speedboat up to a maximum amount of £20,000 any one person and £40,000 in respect of any one event.

  • Medical Expenses

    We cover you and the crew of your Speedboat for Medical Expenses incurred by you and/or them arising out of personal injuries caused by any of the perils covered under your Speedboat Insurance policy up to £500 any one occurrence.

  • British Waterski and Wakeboard

    GJW Direct Speedboat Insurance approved by British Waterski & Wakeboard for over 30 years. 

  • No Claims Bonus

    We offer a high level of No Claims Bonus up to 60%, which can be protected upon payment of an additional premium.

Policy Documents

See below the policy documents relevant to your RIB and Speedboat cover which are available for you to download.   

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