Rigid Inflatable Boat Insurance

What GJW Direct customers think

• Protected No Claims Bonus

  Once you earn a no claims bonus, it is protected. This means that you will not lose your no claims bonus if you have one claim in any one policy period. Two or more claims will result in a loss of no claims bonus.

• Machinery Damage Cover

  We cover loss or damage to the machinery and outboard motors caused by impact between the RIB and any substance including ice (but not water). This includes main or auxiliary engines, electrical equipment, cables and fittings and hydraulic equipment, piping and fittings, boilers, gearboxes, outdrives and shafts.

• Transit and Trailer Cover

  We cover your RIB (up to 30 feet in length) and trailer(if requested) for transit by road within the cruising area specified on your RIB Insurance Certificate. We do not cover your liability for the trailer while attached to a towing vehicle or as a result of an accident on the highway or public or private place. This ought to be covered by your motor insurance policy.

• Agreed Value

  In the event of a total loss claim, we will pay the value of your vessel originally agreed upon taking out your policy.

• Legal Protection Cover

  We cover your legal expenses up to £25,000 to pursue damages for injury or death or out of pocket expenses following damage to your RIB or for the defence of criminal prosecutions brought against you.

• Third party Liability of £5,000,000

  We cover you and any other person using your RIB with your permission for legal liability to another person arising out of interest in or use of your RIB up to a maximum of £5,000,000.

• Excellent Financial Security

  You can trust in our excellent financial security as we are authorised and regulated by the Financial Conduct Authority.

• Personal Accident Cover

  Our RIB Insurance policy covers you and any other person using your RIB with your permission for accidental bodily injury or death whilst using your RIB up to a maximum amount of £20,000 any one person.

• Rapid Claims Settlement

  Once we have received invoices and bank account details it takes 3-5 working days to be processed through the banking system and to arrive in the recipients bank account. 

  Please note that payments being made to outside the UK may take a little longer. 

• Exclusive Discounts From a Range of Recognised Marine Brands via MyBoat

  Did you know, MyBoat members who insure with GJW Direct have access to exclusive offers and discounts from a range of recognised marine brands. Unlock your discounts today - sign up to MyBoat

• Medical Expenses

  We cover you and the crew of your RIB for Medical Expenses incurred by you and/or them arising out of personal injuries caused by any of the perils covered under your RIB Insurance policy up to £1500 any one occurrence.

• 24 Hour Emergency Claims Helpline

  Our staffed emergency claims helpline is open 24 hours a day, 365 days a year so we’re always there when you need us to offer a swift response and give sound, practical advice.

• Friendly Personal Service

  Our specialist team who have a wealth of experience in the marine insurance industry. Talk to one our friendly team on 0151 473 8000 or get your quote online today.

• What is a RIB?

  A RIB, also known as an RHIB is a Rigid Inflatable Boat. RIBs are constructed with inflatable tubs (also known as ‘sponsons’) but also have a rigid or hard hull. They are very versatile vessels that can be used for work, commercial and leisure purposes.

• RIB vs SIB

  RIBs are generally higher-end vessels made for higher speeds and have more space for passengers and storage. A SIB, or Soft Inflatable Boat, is used primarily for leisure, as it’s much easier to transport than a RIB which may need to be towed by a trailer. Looking for a policy for your SIB? Check out our small craft policy. 

• Cover for RIB Motors and Equipment

  Whether your RIB has an outboard or inboard motor, our policy covers damage to the engine and equipment of your vessel caused by impacts, so you can cruise safely.