Rigid Inflatable Boat Insurance

Machinery – includes main or auxiliary engines, electrical equipment, cables and fittings and hydraulic equipment, piping and fittings, boilers, gearboxes, outdrives and shafts.

We cover loss or damage to the machinery and outboard motors caused by impact between the RIB and any substance including ice (but not water). 

We cover any person waterskiing, monoskiing, barefoot skiing, on kneeboards, wakeboards, hydroslides, ringos, biscuits and tubes providing no more than two persons are being towed or preparing to be towed at any one time. We also cover any person on a banana providing no more than six persons are being towed or preparing to be towed at any one time. You will be able to choose the appropriate level of cover you require when completing your quote. 

We cover your RIB (up to 30 feet in length) and trailer(if requested) for transit by road within the cruising area specified on your RIB Insurance Certificate. We do not cover your liability for the trailer while attached to a towing vehicle or as a result of an accident on the highway or public or private place. This ought to be covered by your motor insurance policy.

We cover your RIB (if it is less than 26’ in length) for use in European Continental waters not exceeding 30 days in total in any one Period of Insurance. If you use your RIB in either of Italy, Spain or Greece you ought to contact us first so we may issue you with the certificate of compulsory insurance for those countries.

We cover you and any other person using your RIB with your permission for legal liability to another person arising out of interest in or use of your RIB up to a maximum of £5,000,000.

Our RIB Insurance policy covers you and any other person using your RIB with your permission for accidental bodily injury or death whilst using your RIB up to a maximum amount of £20,000 any one person.

We cover you and the crew of your RIB for Medical Expenses incurred by you and/or them arising out of personal injuries caused by any of the perils covered under your RIB Insurance policy up to £1500 any one occurrence.

We offer a protected no claims bonus inclusive in our cover