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From 27th May, GJW Direct will transfer from Munich Re Speciality Insurance (UK) Limited to Ripe Insurance Services Limited. Policies will remain to be underwritten by Munich Re Syndicate Limited and your customer service team will stay the same. Policies starting prior to 27th May will be managed by Munich Re Speciality Insurance (UK) Limited until the end of the policy. All products are subject to exclusions and limitations as set out in the relevant wording and policy documents.