- Third-Party liability
- Road Transit cover
- Over 195 years of marine insurance experience*
- 24-hour emergency claims helpline
SUP Insurance
What is stand up paddle board insurance?
Whether you’re thinking of buying a stand up paddle board (SUP), or you’re already an experienced paddle boarder, specialist stand up paddle board insurance through GJW can help provide financial protection and peace of mind should your paddle board be stolen, vandalised, or damaged.
Why choose us
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Recreational Racing Cover
Policies through GJW include cover for racing at no extra charge.
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No Age Limit On User Of Craft
Our policy does not impose any age restrictions for any user.
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Instant cover & access to policy documents
When taking out a policy, you can choose to be instantly covered & get access to your policy documents.
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Road Transit Cover
We will cover your vessel during road transit (when requested), great for those long journeys to your favourite locations to use your SIB.
What does paddle board insurance cover?
SUP Insurance
- Third-party liability—cover for you and others using your SUP.
- Theft—covers your paddle board if stolen from a locked place of storage.
- Damage—fire and explosion damage, and damage caused by latent defect.
- Agreed value—in the event of a total loss, we’ll pay the value of your paddle board originally agreed upon taking out your policy.
- Transit—transit and trailer cover for transit by road.
- Racing—UK recreational racing only
- Legal protection cover—covers legal expenses up to £100k to pursue damages for injury or death or expenses following damage to your SUP, or for the defence of criminal prosecutions brought against you.
- Wear and tear and lack of maintenance.
- The cost of repairing or replacing a latently defective part/item.
- Faults in design or construction.
- Defective workmanship.
- Wilful misconduct.
- Racing outside of the UK.
- Rot, mildew, dampness, corrosion, weathering, or any other gradually operating cause.
For more cover details, read our important documents.
Why consider stand up paddle board insurance?
Stand up paddle boarding can be an enjoyable way to get out on the water, but it’s not without risks. Having specialist paddle board insurance in place doesn’t just provide cover for damage to your paddle board, it also provides third party liability, racing, and theft cover.
For example, if you were to accidentally cause injury to another person or damage their property whilst paddle boarding and they decide to take legal action against you, third party liability cover may be able to cover the legal costs.
How much does paddle board insurance cost?
The cost of insuring your SUP can vary depending on several factors, including the cost of your paddle board and the level of cover you want.
The fastest way to determine how much your paddle board insurance policy will cost is to get a quick online quote today.
Partnering with the RNLI
Since 2018, we've partnered with the RNLI to aid their target of halving preventable coastal drownings by 2024. By sharing important safety information with our customers, we've raised over £120,000.
Paddle board insurance FAQs
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You are not legally required to have paddle board insurance to take your SUP out on the water. However, you may want to consider insuring your paddle board to give you added reassurance that you’ll be protected should anything happen to it.
You may also find that some launch sites and waterways require you to have insurance to use them, so it’s always worth checking your local area before taking your paddle board out.
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Standard travel insurance may sometimes provide cover for low-risk water sports such as paddle boarding. However, your travel insurance policy may not provide the same level of cover that you would get from specialist stand up paddle board insurance, as the policy is designed specifically for paddle boarders.
For example, your travel insurance policy may provide cover for personal injury or injury to another person, but your paddle board may not be covered for theft or vandalism. Travel insurance also may not provide cover for SUP racing.
Discover our partner discounts
As a GJW direct customer, you’ll get access to a large selection of discounts. Explore the list of brands we work with.
Paddle board tips & advice
Refer your friends and you’ll both be rewarded
Refer your friends to GJW Direct and you'll both get a £20 voucher from one of six retailers when they take out a policy with us.
*GJW Direct has been arranging marine insurance since 1826
