Motor Cruiser Insurance

Specialist cover for your Motor Cruiser. Whether you are onshore or offshore, make sure you are protected with the comprehensive GJW Direct Motor Cruiser and PowerBoat insurance.

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Why choose our Motor Cruiser Insurance?

Having specialised in Marine Insurance for over 195 years  you are in safe hands with our comprehensive Motor Cruiser insurance. Our team deal with you the customer directly, no brokers. Our policy includes: 

  • Personal Accident Cover 
  • Marina Benefits 
  • Third Party Liability £5,000,000 

Did you know? 

We offer some great benefits, in fact, GJW Direct Motor Cruiser Policy covers you for an agreed fixed value which is not subject to the vessel’s market value! 

Our dedicated self-service portal allows you to manage your policy online. We also offer 0% interest finance options for policies over £100. 

Talk to a member of our friendly team today on 0151 473 8000 or find out how we compare by getting your quote online today.

     Get a Quote Online    

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Benefits of our Motor Cruiser cover*:

  • Agreed Fixed Value 
  • Legal Protection Cover
  • Personal Accident Cover
  • Medical Expenses Cover
  • Marina Benefits
  • Protected No Claims Bonus
  • Third Party Liability £5,000,000
  • 24 Hour Staffed Emergency Claims Helpline
  • Excellent Financial Security
  • Friendly Personal Service
  • Rapid Claims Settlement

(subject to exclusions and limitations)

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Marina at night time with sailing boats berthed in it

0% Interest Available

GJW Direct offer interest free annual payment plans on direct debit policies over £100. With a small deposit the remaining cost can be spread over 10 interest free instalments.

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Exclusive Discounts

If you have an insurance policy with GJW Direct, you can access exclusive offers and discounts from a range of recognised marine brands when you sign up for a MyBoat account.

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Speak To Our Friendly Team

Our specialist team who have a wealth of experience in the marine insurance industry. Talk to one our friendly team on 0151 473 8000 or get your quote online today.

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Emergency Claims Helpline

Our staffed emergency claims helpline is open 24 hours a day, 365 days a year so we’re always there when you need us to offer a swift response and give sound, practical advice.

Online Claim Forms
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Sailing Blogs

Our blog has a wealth of useful sailing tips and information. From buyers guides, boat checklists, marina guides and top travel destinations

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Policy Documents

See below the policy documents relevant to your Motor Cruiser cover which are available for you to download.  

Motor Cruiser Insurance Policy

Download

Personal Accident Cover

Download

Legal Protection Cover

Download

What is a motor cruiser?

A motor cruiser is generally defined as any large, motor-driven vessel. They are generally over 10 metres long although they may be smaller. These vessels are often also called yachts, or motor yachts.

Motor yacht insurance

Motor cruisers are also called motor yachts, as they may be a similar size to sailing yachts but primarily use one or more motor to power them, rather than a sail. Our motor cruiser policy covers motor yachts for costs such as machinery and engine failure for vessels up to 3 years old. For older vessels, you can purchase cover at an additional premium.

Superyacht and mega yacht insurance

The term ‘super yacht’ is usually used to describe luxury, motor-powered vessels over 24 metres long. Megayachts tend to be any vessel that is longer than 50m. Speak to our specialist concierge team to find out more about our insurance policies for luxury vessels.