Marine Insurance for Leisure Boats

For over 195 years, we have been providing high quality boat and marine insurance, tailored to suit your needs. Our comprehensive cover includes Marina Features and enhanced Marina Scheme features as standard.  

At GJW Direct, we offer specialist cover for your specific boat type. Our cover includes great features such as covering you for an Agreed Fixed Value, £5m in Third-Party Liability, protected No Claims Bonus plus much more as standard. With a dedicated self-service portal, you can manage your insurance online or speak to our friendly team. Whatever vessel type you need cover for, we have the right policy for you. 


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Discover more about GJW Direct's Marina Scheme features

Agreed Fixed Value

In the event of a total loss claim, we will pay the value of your vessel as stated on your policy certificate.

Protected No Claims

Once you earn no claims bonus it is protected. This means that you will not lose your no claims bonus if you only have one claim in any one policy period.

0% Finance available

GJW Direct offer interest free annual payment plans on direct debit policies over £100. With a small deposit the remaining cost can be spread over 10 instalments.

  • Recoup your berthing fees if you cannot occupy your berth due to loss or damage
  • Returning home after an incident; we will pay up to £2000
  • Increased legal protection cover up to £100,000
  • We increase medical expenses cover up to £3000
  • No excess for loss or damage incurred at your home marina if caused by an unknown or untraceable third party
  • In the event of a claim you will have the benefit of a dedicated claims handler
  • We cover the cost of replacement keys if they are lost or stolen
  • No excess or loss of no claims bonus if loss or damage occurs whilst under way within your home marina

Features are subject to restrictions. Please see policy wording for full details.

For more information about the features of our GJW Direct Insurance, please refer to the relevant policy document.

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GJW Direct launch their latest Marina Scheme offer - a FREE 1-year savvy navvy subscription 

That's right, as a thank you for joining the GJW Direct Marina Scheme, we have teamed up with savvy navvy to supercharge your navigation.

Key features of a savvy navvy subscription

With your savvy navvy subscription, you'll find a boatload of amazing tools to help you navigate the waves over the next year. Below we've highlighted a handful of our favourites:

  • Savvy Charts - built with the boater in mind, allowing you to access essential marine information with a user-friendly interface.
  • GPS Active Tracking - quickly view your live position whilst on the move, enabling you to check your Course Over Ground and Speed Over Ground in a matter of seconds.
  • Weather Forecast - never misjudge the weather again with this key feature, you can find the changing wind direction and speed, instantly.
  • Route Planning - organise your day with this handy route-planner tool. You'll be able to see the best route based on a number of factors, including departure time, chart, weather, tide and boat data.
  • Not to mention so much more, including Course to Steer, Distance Measurements, Marina & Anchorage Information, plus Dedicated Customer Support. Learn more, here.
  • For eligibility and full terms and conditions please see details here

Who are GJW Direct?

Marine Insurance experts with over 195 years of experience

With roots dating back to 1826, GJW Direct have been leading UK experts on boat insurance for over 195 years. GJW Direct offers one of the most comprehensive policies on the market for a wide range of vessels, with the benefits of an account manager for your policy. When you become a GJW Direct customer, you can get a service tailored to your needs, whether that’s speaking directly to someone, or using our online portal to manage your insurance policies.

With GJW Direct as your insurance provider, you can be sure that we’ve been putting the needs of our customers first for over 195 years. Our experience means that you can come to us for advice on a variety of issues, including specific areas of your boat that may be affected and require insuring, such as enquiring about hull insurance, any specific risk you may want to discuss, what financial loss you may face in a given situation and much more.

What GJW Direct Customers think

Al Doughty

Unfortunately in the last 10 months I have had to make 2 insurance claims - GJW on both occasions have been absolutely fantastic. I would strongly recommend this company - truly outstanding - great service and very easy to deal with - Thanks.

Kevin Mitchell

They have been my boat insurers for 14 years. I had to claim once and their service and actual amount I needed was paid without a quibble. I am very happy with them.

Paul Stockbridge

Friendly and knowledgeable telephone staff. Arranged insurance for my new boat efficiently. When I had a problem a few years ago, they sorted things for me and paid the claim promptly.

Lucy Griffiths

Excellent service. When our boat suffered storm damage they couldn’t have been more helpful. Polite and prompt - what more could you ask? Plus, my premium stayed the same!

Steve Whipp

Great service, on-line, and competitive rates.

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Our FREE digital organiser with Exclusive Discounts
MyBoat, powered by GJW Direct, is a FREE digital boat management and safety equipment reminder service. Plus GJW Direct customers get Exclusive Discounts for specially selected boating retailers.
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Sponsoring the Autism On The Water Charity
We are delighted to sponsor Autism On The Water in their South Coast Adventure 2022. Find out how we are engaging our community, through sailing and charitable support
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Partnering with the RNLI
Since 2018, we've partnered with the RNLI to aid their target of halving preventable coastal drownings by 2024. By sharing important safety information with our customers, we've raised over £120,000.
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