- Protected no-claims bonus
- Up to £20k Personal Accident cover
- Over 195 years of marine insurance experience*
- 24-hour emergency claims helpline
Yacht insurance provides financial protection against risks like damage, theft, or liability when defending yourself against a third-party claim after an accident on the water.
With a yacht & sailing boat insurance policy through GJW Direct, it can help you sail with confidence. GJW Direct have over 195 years of experience arranging marine insurance, meaning you have direct access to yacht insurance experts. This type of policy covers sailing yachts primarily powered by sails and used for pleasure or leisure cruising.
Looking for a motor yacht insurance policy? Check out our motor cruiser page for more information.
Cover in the event of your vessel needing to be salvaged or becoming a wreck.
Once you earn no claims bonus it is protected. This means that you will not lose your no claims bonus if you have one claim in any one policy period. Two or more claims will result in a loss of no claims bonus.
In the event of a total loss claim, we will pay the value of your vessel originally agreed upon taking out your policy.
If you keep your vessel in a recognised UK marina, you are entitled to Special Endorsements as part of our Marina Scheme.
Looking to cover a yacht valued between £1m-5m? Visit our private clients page for more information.
For more cover details, visit our important documents page.
Owning a yacht or sailboat offers a great sense of adventure and escape from everyday life, but it also comes with potential risks.
Accidents on the water can happen unexpectedly—whether you’re involved in a collision in a crowded marina or injure another person whilst cruising. Even lending your boat to a trusted friend or family member can lead to unforeseen incidents.
Having a specialist yacht insurance policy in place means you’re prepared for life’s uncertainties, from damage to your vessel to liability claims.
Several factors can influence how much you’ll pay for a yacht or sailing boat insurance policy, including:
To get the best idea of how much your yacht insurance policy might cost, get an instant quote with GJW Direct.
Yacht owners aren’t legally required to have insurance, but many marinas require proof of third-party cover to access their facilities.
Even if the marinas you plan to visit don’t require it, you might want to consider yacht insurance to protect yourself and your vessel regardless, especially considering the high value of your yacht or sailing boat.
Yes—GJW Direct arranges sailing boat insurance for vessels primarily powered by sails, used for recreational sailing or cruising. You can visit our online quote process to personalise your policy.
Yes—yacht insurance policies arranged by GJW Direct include catamaran yachts and a range of smaller vessels too, from day boats to ocean-going yachts. Simply visit our online quote process and select your boat type.
For motor-powered catamaran yachts, check out our motor cruiser insurance page for more information.
Yes, through GJW Direct, you can get cover for local club racing in the UK.
You would not be covered for any racing outside of the UK unless agreed by GJW Direct and noted on your insurance schedule.
For more information on yacht racing cover, visit the Yacht Insurance Booklet on the important documents page.
If the insured Vessel is over 30 years of age, you must own an out of water condition and valuation survey, carried out and completed within the last ten years by an independent qualified marine surveyor. Any surveyor recommendations should be carried out in the timescales, and all ‘ongoing recommendations’ shall be complied with throughout the period of this insurance.
Where the vessel is under 26ft and valued below £15,000, a survey is not required until the vessel is 50 years of age, subject to the conditions in this survey clause outlined in your policy documents.
Yes, through GJW Direct you can get liveaboard cover if you use your yacht or sailing boat as your permanent residence.
As a GJW direct customer, you’ll get access to a large selection of discounts. Explore the list of brands we work with.
If you have a yacht or motor cruiser worth over £1m we have a specialist team dedicated to providing coverage options that are right for you. Find out more about our Private Client Insurance and get a call today.
Refer your friends to GJW Direct and you'll both get a £20 voucher from one of six retailers when they take out a policy with us.
*GJW Direct has been arranging marine insurance since 1826
Got a question? Call our UK call centre 0151 473 8000
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Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.