Boat Insurance You Can Trust

The UK’s leading direct boat insurance company providing Boat Insurance and Marine Insurance for over 195 years. Call us on 0151 473 8000 to get a quote and save on your boat insurance today.

What is boat insurance?

Boat insurance is a form of insurance designed to protect your vessel, other vessels and people on board your vessel.

Why do I need boat insurance?

Although boat insurance is not legally required in the UK, the majority of marinas require evidence of third party insurance.    No doubt if you are investing thousands of pounds into your vessel you will want to make sure it is covered with suitable insurance. We aim to provide competitive low cost priced boat insurance to allow piece of mind.

How our boat insurance cover works?

Having specialised in Marine Insurance for over 195 years and now with a fresh, forward-thinking approach to boat insurance services, GJW Direct can provide you with the perfect cover for your yacht or sailing boat with instant online quotes available. We will configure the price of your insurance based on a few factors such as the value, the length, the age and the mooring/cruising location of your boat.


Motor Cruiser Insurance

Looking for Motor Cruiser or Power Boat insurance with comprehensive legal, personal accident, medical and third party liability cover?

Our policy is one of the best available in the market with a variety of extra features for you to pick and choose from. Get a quote online today for instant reassurance before heading out for a cruise.

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Yacht & Sailing Boat Insurance

With 0% interest finance options available, get instant yacht and sailing boat insurance cover from GJW Direct. We're the UK's largest specialist direct boat insurer with 195 years marine expertise, ensuring an enjoyable cruising experience.

Our vast range of cover options include legal, personal accident, medical and third party liability cover, with no claims bonus and marina features.

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Dinghy insurance

Whether you’re racing or cruising, we have a range of dinghy insurance cover to suit your needs so that you can enjoy your time out on the water worry-free.

With new for old on all items, no age limit on user or boat, and £5,000,000 Third Party Liability amongst a whole host of features. We provide you with the perfect cover for your dinghy. With an array of options available, receive an instant quote online today.

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Narrowboat & Barge Insurance

Safety and security is one of the biggest worries as a narrowboat or barge owner, especially when it’s the place you call home. Take away the anxiety with our automatic liveaboard narrowboat insurance cover and all risks contents insurance.

Profit from marina features and inclusive River Canal Rescue (RCR) breakdown cover membership for 24-hour peace of mind.

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Navy blue and red narrowboat moored on the side of canal
Man riding red jetski going fast over waves on blue sea

Personal Watercraft & Jet Ski Insurance

Our fully comprehensive insurance policies include third-party liability to the value of £3,000,000. With waterskiers & watertoys liability available also, you can ride the waves on your PWC with confidence.

Savings are available for summer only use, tracker system & data tags, as well as RYA PWC qualified riders.

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RIB & Speedboat Insurance

Whether your boat has an inboard engine or outboard motor, we have you covered with our 24 hour staffed emergency claims helpline.

With automatic third-party liability, we even cover waterskiers liability up to a maximum of £3,000,000 and other towed items up to £2,000,000. Make the most your boat with our 30 day European (EEA) protection

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Man using Speedboat on blue sea
Man in red water rafting gear on orange kayak going over rapids

Small Craft Insurance

GJW Direct offer instant insurance for your small craft, such as canoes, kayaks, small motorboats, rowing boats and non-class dinghies - we even include transit and trailer cover!

Including inland and coastal waters of the UK and Europe (EEA) up to 30 days. With fully comprehensive cover and ease of covering multiple small crafts in one policy, you really can enjoy your marine adventure to the fullest.

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SUP & Windsurfer Insurance

Having specialised in Marine Insurance for over 195 years and now with a fresh, forward-thinking approach to boat insurance services, you’re in safe hands with GJW Direct.

We don’t penalise based on age of user or craft, and transit & trailer cover is inclusive. With a vast range of cover options to suit all needs, get a quote online today for your SUP, paddleboard or windsurfer insurance.

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Man using windsurfer on clear blue sea with kites behind him